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The bank level determines the account limit, i.e. the amount of cash you can store in your city. Having a plus account doubles the bank's account limit.

Make sure your bank level is high enough, otherwise you can easily lose a lot of money when it fills up while you're away.

Bank Level Account Limit ($) Upgrade
Cost ($)
Upgrade
Base Time
Upgrade
Prestige
1 200,000 - - -
2 360,000 12,000 4m 2
3 540,000 40,000 25m 4
4 800,000 100,000 45m 6
5 1,060,000 160,000 1h 8
6 1,600,000 250,000 1h 30m 10
7 2,200,000 350,000 2h 15
8 3,000,000 500,000 2h 30m 20
9 4,000,000 650,000 3h 25
10 5,400,000 800,000 3h 30m 30
11 7,000,000 1,000,000 4h 35
12 9,000,000 1,200,000 4h 30m 40
13 11,500,000 1,500,000 5h 45
14 14,000,000 2,000,000 5h 50
15 16,500,000 2,500,000 5h 55
16 19,000,000 3,000,000 5h 60
17 21,500,000 3,750,000 5h 65
18 24,000,000 4,500,000 5h 70
19 27,000,000 5,250,000 5h 85
20 30,000,000 6,500,000 5h 100
21 33,000,000 7,750,000 5h 125
22 36,000,000 9,000,000 5h 150
23 39,000,000 10,000,000 5h 175
24 42,000,000 11,000,000 5h 200
25 45,000,000 12,000,000 5h 250
26 48,000,000 12,500,000 5h 300
27 51,000,000 13,000,000 5h 350
28 54,000,000 13,500,000 5h 400
29 57,000,000 14,000,000 5h 450
30 60,000,000 16,000,000 5h 500